UNDERINSURED / UNINSURED MOTORISTS
After any car accident in the state of Florida, it is not uncommon for the cost of treating injuries suffered in that accident to exceed the minimum levels of insurance that drivers are required to carry. There are also many drivers who do not have any auto insurance coverage whatsoever. Fortunately, uninsured and underinsured motorist coverage allows you to protect yourself from the burden of paying for medical treatment on your own.
Our firm is committed to helping clients deal with all of the issues related to their car accidents, including cases where insurance companies are refusing to provide underinsured and uninsured motorist benefits to their own policyholders. As board-certified trial attorneys in Florida, we can protect you from your insurance company and pursue the compensation that you deserve.
Motorists are not required to purchase and carry uninsured or underinsured motorist coverage (UM/UIM). It is a wise decision to choose this type of coverage, and will protect you in the event that you are in an accident with a driver who does not have the necessary coverage to pay for your medical bills and related expenses. If you have already purchased UM/UIM coverage, the insurance company must treat you fairly if you file a claim.
Unfortunately, insurance companies can often make it difficult for policyholders to file claims and receive the benefits that they are entitled to under their policies. It is important that you do not miss any deadlines or make any errors in the filing of your claim, as these can be used by your insurance company to limit or deny coverage.